Prime Minister Meles Zenawi's

Political Drama Played

Under the Pretext of Fighting

Corruption

 

 

 

 

 

The Case of the CBE Officials

and Selected Business Rivals

 

 

JULY, 2004

 

 


Table of Contents

 

1.         Background

2.         Introduction                           

3.         Summary of the First-Time Charges, Evidences and Processes    

 

3.1       The First-Time Charges      

3.2       The Evidence to the First-Time Charges    

3.3       The Defendants’ Response to the Charges and the Evidences                 

3.4       The Defendants’ Objections to the Evidences        

3.5                The Change of the First-Time Charge

                                   

4.         Summary of the Second-Time Charges, Evidences and Processes

 

4.1       The Main Charge

4.2       Details of the Charges

4.3       Evidences to the Second-Time Charge

4.4       Objections to the Prosecutor’s Charges

4.5       Objections to the Prosecutor’s Evidences   

4.6       Prosecutor’s Response to the Defendants’ Plea

 

5.         The Court Ruling and the End of the Pretrial Process

6.         Some Reflections on the Charges    

 

6.1       Acceptable Financial Statements

6.2       Cash Flow Forecast  

6.3       Credit Information

6.4       Business Plan

6.5       Credit Analysis

 

6.6       Adequate and Acceptable Collateral

 

6.6.1    Buildings

6.6.2    Vehicles

      6.6.3    Personal Guarantee  

6.6.4   Insurance Bond (Financial Guarantee Bond (FGB))          

6.6.5    Share Certificates

      6.6.6    Using Same Collateral for Two or More Loans

 

6.7       Merchandise Loan

6.8       Credit Decision Flow

6.9       The Case of New Customers

6.10     Overdrawal

6.11     Truck Loans                                                                          

6.11.1 Truck Loans before 1996     

6.11.2    Truck Loans after 1996

                                                                       

6.12          Summary of the Reflections on the Charges

                                   

7.         Update and the Current Status of the Court Proceedings

 

7.1       The Witness Hearing Process          

7.2       The Profile of the Witnesses            

7.3       The Witnesses Testify          

           

7.3.1    On General Issues

7.3.2    On Specific Issues

 

                                               

7.4       The Prospects of the Hearings of the Witnesses

 

8.         Concluding Remarks

 

 

 


1.     Background

 

It is more than three and half years now, since the split in the EPRDF leadership occurred.  The two factions - the so called palace group and the others started to accuse each other on various issues.  The main issue for the split was the disagreements over the handling of the Ethio-Eriteria conflict.  To defuse this main issue, the so called palace group argued that corruption is the number one problem of the country and proposed to concentrate on fighting corruption.  The other group, which concentrated on Ethio-Eriterea conflict from the beginning, accused the palace group of committing treason on the sovereignty of Ethiopia.  The political turmoil continued for a while and the palace group, with the army, police and the security at hand, finally won the power game.  The Prime Minister, who was heading the palace group, effectively evicted the other members of the group, led by ex-Defense Minister Seeye Abreha, from the Government and the Party. 

 

To implement the hidden agenda the Prime Minister immediately caused the enactment of the proclamations establishing the Federal Ethics and Anti-Corruption Commission (Proclamation 235/2001) and the Rule of Evidence and Procedure (Proclamation 236/2001) both on May 24, 2001, just less than two months after the split in the EPRDF leadership. 

 

Four days and just one working day (3 of them were holidays) after the enactment of these proclamations, about 25 people including dissident politician Seey Abreha (with his whole family members, brothers and sister) and Bitew Belay, the Board Chair the General Manager of Ethiopian Privatization Agency Assefa Abreha and Beshah Azmite, two Vice Presidents and one Assistant Vice President of the Commercial Bank of Ethiopia, General Managers of Methara and Wonji Sugar Factories,  the General Manager and Marketing Manager of the Ethiopian Sugar Industries Support Center, business people like the owners and managers of Star Business Group, Yegeta Trading, Abeba Trading, Tiss AbayPlc, Mina Trading, Ajema Eth. Plc, Abmar International, Tana Transport, Mesqel Flower, Hagbes Plc, the Monitor Plc, Sami Yusuf Trading, etc. were all arrested in the morning of May 29, 2001.

 

On the evening of May 29, 2001, the Prime Minister’s Office (PMO) released an official public statement pronouncing the arrest of what it called “corrupt officials and their collaborators” and announced the names of the above detainees.  The Federal Police Commission also echoed the PMO's statements on all government owned mass media.  Both announcements solicited the general public to come forward with evidences incriminating the detainees and designated people and offices to receive the forthcoming evidences and information. Later on, it was learned that no single information was provided by the public against the detainees.  The public rather came out with a lot of information that would incriminate the Prime Minister and his close cronies both in the Government and the Party.

 

The formula for the selection of the “corrupt officials and their collaborators” was simple.  The dissidents, their relatives and “the collaborators” were the main targets.  This brings Seeye Abreha, Assefa Abreha, their brothers and Bitew Belay to the front. The next question to be answered was: Who were the possible supporters?  The answer was the business people who are mentioned above.  Along this line the palace group had to select those who were suspected of assisting the dissidents financially.  The search picked up Abreham G/Kirstos owner of Abmar and the nephew of General Tsadkan G/Kidn, former Chief of Staff and Berhane Gidey owner of Abeba Gidey Plc and a close relative of Alemseged G/Amlak, one of the political dissidents.  The next task was to find a connection between the dissidents and the business people.  Despite strenuous efforts to create a criminal link between, especially Ato Seeye Abraha and the Star Business Group or the other dissidents and these business people, not a single connection was found.  Even finding a roundabout way to connect the two parties was difficult.  But, the business people had to be arrested in order to weaken their economic power. The easiest way was to tie them to the public enterprises and government organizations with which they had business relationship.  All the businesses mentioned above used to take loans from the CBE. Most of them dealt with the sugar companies and others had bought some businesses from the Ethiopian Privatization Agency.  Therefore, the easiest way found was to pull individuals from these government organizations and connect them to the business people. This way the objective of selecting and connecting “corrupt officials and collaborators” was achieved.

 

The next challenge was to find crimes committed by these selected individuals.  The solicitation of evidence and information from the general public did not work the way the accusers wanted.   No stone was left unturned. The only option left at the time was to recruit people as ‘inspectors’ and ‘auditors’ assign them to the government organizations in order to dig for possible crimes against the detainees.   These army of highly paid but least qualified people were then sent to the Ethiopian Privatization Agency, the CBE, the Sugar companies etc. to come back with what were then called special inspection or audit reports. This way it became possible to institute “corruption” charges against the so called “corrupt officials and collaborators”, of course, based on these special  inspection and audit reports.

 

Now, more than three and half years have elapsed.  The detainees are still languishing in jail.  This report aims at presenting the current status of especially the Banker's case currently being heard at the Federal High Court.

 

After their arrest the detained bankers were not even interrogated for more than 3 months, because the police did not know what to ask.   Instead, it was only the government radio and television that seemed to have the information. They continued broadcasting the alleged ‘crimes’, in collaboration with the PMO and party organs.  Meanwhile, the police collected the information on who had approved the loans to the ‘selected borrowers’.  This was easy because they could easily pick up signatures from Loan Approval Forms (LAF) of the CBE.  Alas, they found that the ‘criminals’ were not only the 3 bankers whom the PMO initially selected, but there were about 110 of them, including members of the Board of Management, who were predominantly government ministers.   The difficulty was even exacerbated because these government ministers had approved about 85% of the loans under investigation.  It became difficult to make selections from all these bankers to determine who should and should not be charged.  As usual, the criteria were set: who supports the palace group? Who does not?  Then who should be charged became very easy.  Finally about 41 bankers were selected and the prosecutor filed the charges, 7 solid months after the initial arrest.  While arresting loan officers and credit analysts for making the recommendations, the prosecutor, however, ‘pardoned’ the government ministers who approved the loans.

 

2.    Introduction

 

The authors of this report are concerned individuals who struggle to contribute to the efficiency of the Ethiopian justice system.  One of the methods of the struggle is to make follow ups on some selected proceedings of cases at various courts, both at the federal and regional levels, and produce reports on what is really happening to those cases.  The individuals give due attention, among others, to politically instigated charges.  One of these is the unprecedented ‘corruption charges’ coined by Prime Meles Zenawi in May, 2001, that targeted to wipe out his opponents.  On May 29, 2001 he ordered the arrest of the leader of the dissident group, Seeye Abreha and his whole family members together with some businessmen whom Ato Meles thought would give invisible hand to the dissidents.   Included in this group are also Bankers whom Ato Meles thought had approved loans to the alleged businessmen.   He coined that the only way to make it ‘corruption case’ is by relating the bankers and the businessmen, because connecting the dissident and the businessmen was not possible.  This way the bankers had to be the lynchpin between the dissidents and the businessmen.  This report concentrated on the cases between the Ato Meles’s Ethics and Anti-Corruption Commission and the bankers and the businessmen, at Federal High Court. 

 

The report will initially give some highlights on the background of the inception and the initiation of the ‘corruption campaign’, followed by brief introduction. 

 

The next two sections, section 3 and 4, mainly deal with the summary of charges, evidences and the processes thereafter.  The first-time charge was filed 7 months after the arrest of the defendants.   The pretrial continued up to October 2002, and with the change of mind by the prosecutor, the charge was waived and the new charges – the second-time charge - was again filed after the elapse of nearly one and half years.  The second pre-trial started and continued up to July 2003.   The two sections, therefore, cover these two pre-trial processes.

 

The court ruling, which was given in July 2003 after the second pretrial process will be discussed extensively in section 5. 

 

Section 6, Some Reflections on the Charges and Evidences, discusses the main issues of the charges.  In this section, the contents of the prosecutor’s charges and documentary    evidences – so called special audit reports of the Office of the Auditor General (OAG) – will be presented and their comparisons with the Bank’s lending policies, procedures and practices will be made. 

 

Section 7 will highlight the update and the current status of the proceedings.  This section mainly covers the hearing of the prosecutor’s witnesses, the outcome, and the status of the cases as of July 2004.  Final conclusions are drawn in section 8.

 

3.    Summary of the First-Time Charges, Evidences and Processes

 

3.1       The First-Time Charges

 

The Federal Ethics and Anti-Corruption Commission instituted the first charge on December 21, 2001.  The charge consists of 41 bankers of Commercial Bank of Ethiopia (CBE) and 13 of its prime customers.  Most of the businessmen and the two bankers have been in jail since May 2001 and the third one since August 2001.  The rest, including the president, Ato Tilahun Abay, were sent to jail, the same day the prosecutor filed his case at the federal high court.  Included in the list were some carefully selected individuals from those who had been involved in the approval or appraisal of loans to the targeted businesses.  These include the vice presidents, assistant vice presidents, regional managers, branch managers, credit analysts and loan officers. The ex-vice governor of the National Bank of Ethiopia, Ato Nesredin Ahmed was also included, just because he approved an overdraft loan to one of the targets, 10 years previously.  He died after few months of imprisonment.  Many of the bankers were in their retirement, some were arraigned from their hospital beds, and some of them had left the CBE over 9 years earlier and were employed in other banks. Among them all, these bankers represent both the old guard of the banking sector as well as the new generation of bankers the nation had groomed and trained for years. 

 

The Prosecutor filed four charges in one application. The basis of the charges were Proclamation 214/1974 E.C article 23 (1) a & b and penal code of 1949 E.C art. No. 33.  The charge, in its particulars of offense, stated that the bankers, while working in various capacities in the CBE, committed illegal acts to benefit the accused borrowers and their respective business enterprises thus violating bank Policies, rules and procedures. 

 

The Central Investigation Bureau (CIB), immediately after arresting the businessmen in May 2001, had dispatched special teams to the CBE with the task of conducting special investigation on the loan files of the detainees.  These teams disguised as ‘inspectors’ and closely working with the Head of the Inspection Department of the CBE (a cousin of the PM, and newly promoted to the job) prepared their ‘inspection reports’ wherein they listed a series of acts which they called ‘irregular’ and allegedly contravened the procedures and systems of the CBE.  About forty of them have been listed in the preambles to the first charge in the prosecutors’ application.  These included, among other things:-

 

·                    Extending loans that exceeded the borrower’s business enterprise's paid-up capital.

 

·                    Accepting personal guarantees as security

 

·                    Extending loans in the absence of financial statements from accredited auditors.

 

·                    Accepting chattel mortgages, share certificates, and financial guarantee bonds as collateral

 

·                    Failure to require additional collateral to compensate for the depreciated value of assets.

 

·                    Approving temporary overdrafts without first requiring a promissory note from the borrower

 

·                    Extending large loans while the value of the collaterals were low

 

·                    Extending credit facilities without adequate and deep analysis.

 

·                    Extending loans against assets with exaggerated value of assets valuated by an unaccredited external valuator (ABD consult) instead of the Bank’s valuation officers.

 

·                    Switching already collateralized assets as additional collateral for other loans.

 

·                     Accepting already collateralized assets as additional collateral (2nd degree) for loans extended for a further period.

 

·                    Extending term loans while overdraft credit is still in place.

 

·                    Providing similar loans for a borrower prior to the settlement of an existing similar loan. 

 

·                    Approving loans to a borrower who does not own any fixed assets.

 

·                    Accepting chattel  mortgage with a 2nd degree mortgage status

 

·                    Using a particular enterprise’s fixed assets as security for another enterprise.

 

·                     Issuing CPO services with insufficient fund in the account.

 

The list of the so called ‘irregular acts’ is then followed by a list of 12 sub charges (i.e. 1.1 up to 1.12).  Each sub-charge lists the loan facilities and amounts allegedly advanced to the businessmen and/or their businesses. The employees of the bank i.e credit analysts, branch managers, and loan committee members along with the borrower are then clustered around each sub-charge. The summary of the companies involved and alleged loan amount is as follows:

Charge

No.

The Company

The accused businessman

Total amount of loan

1.1

Star Business Group

Worku Megra

45,500,000

1.2

Mina Trading Pvt. Ltd.Co.

Minwuyelt Atnafu

190,218,000

1.3

Tana Transport Pvt. Ltd Co.

Abebaw Gelaye

35, 388,240

1.4

Ajema Ethiopia Pvt. Ltd. Co.

Asnake Jembere

27,230,921

1.5

Tiss Abay Pvt. Ltd. Co.

Abebaw Desta

140,643,418

1.6

1.6.1 Abeba Gidey Pvt. Ltd

Berhane Gidey

70,431,000

 

1.6.2 Bazen Pvt. Ltd.

            

26,258,743

 

1.6.3 Abeba Transport

            

12,500,000

 

1.6.4 Awasa Flour Mill Sh. Co.

            

20,000,000

1.7

Yegeta Trading

Yeshihareg Zewdie

127,637,934

1.8